Driver Criteria

Age

• All drivers must be between 18 and 75 years of age (a maximum age of 78 at the end of contract)

• Dependant on your age, there are restrictions on your car choice

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License

• All drivers must hold a full licence from the UK, EU, EEA or one of the following countries; Andorra, Australia, Barbados, British Virgin Islands, Canada, Falkland Islands, Faroe Islands, Hong Kong, Japan, Monaco, New Zealand, Republic of Korea, Singapore, South Africa, Switzerland, USA or Zimbabwe

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Employment

• You must have been a permanent employee for a minimum of 6 months

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Residency

• All drivers must be a permanent UK resident

• No drivers are employed by the emergency services unless explicitly agreed

• No drivers are celebrities or otherwise in the public eye including professional sportspersons, actors and musicians

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Convictions

• No more than 2 category 'A' convictions disclosed and no more than 1 FAULT claim per driver disclosed in the last 3 years

• Claims or category ‘A’ convictions over 3 years old from the car delivery date are acceptable. Convictions that are shown below in red, which are over 5 years of age from date of delivery, are also acceptable

• No drivers have a non-motoring conviction that is not spent under the Rehabilitation of Offenders Act

• Category ‘A’ Convictions show on online licence checks beginning with the following codes: CU ​or LC or MW or PC or SP or TS

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Please note: if you have any of the following then you DO NOT meet the eligibility criteria for the scheme.

• Any conviction which has resulted in a ban in the last 5 years (including any of the minor conviction codes above)

• A conviction in the last 5 years with any of the following letters on your licence; AC – BA – CD – DD – DG – DR – IN – MS – TT - UT

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Policy excesses

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• Accidental Damage excess £250.

• Fire, Theft and Malicious damage excess £250.

• Replacement windscreen excess £75.00. No excess if the windscreen is repaired.

• An additional excess of £200 applies to drivers aged 18 to 24 for accidental damage.

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What's covered?

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• Premium is a true fixed price for the lifetime of your agreement

• Social, domestic, pleasure and commuting cover, including use by the Policyholder in connection with their Employer’s business is covered as standard. Other forms of business use for the policyholder and/or spouse/civil partner may be considered on a case by case basis but do not order a car without checking first.

• Unlimited cover for audio and navigation equipment that is permanently fixed to your vehicle and has no independent power source

• Personal belongings in your car up to £350

• Replacement locks (see full policy wording for details.)

• Damage to your vehicle following incorrect fuelling (No cover for removal of incorrect fuel and refuelling of the car)

• Emergency medical treatment

• Medical expenses, up to £350 per person

• Accident transport/vehicle recovery

• Child car seat cover, up to £100 per seat

• Free extended use of your car in the EU, up to a period of 60 days

• Courtesy car for the duration of repairs if in the event of an accident the car is repaired by an Aviva approved repairer.

• If the vehicle is stolen and not recovered or if it is declared a total loss, a courtesy car is provided for up to 14 days or until a settlement offer is agreed (whichever is earlier)

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Contact us
Any questions, comments or requests regarding this privacy policy are welcomed and should be addressed to our customer service team customerservice@octopusev.com or on 020 3870 3892. 

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